Compliance & Disclosures

Effective Date:

09/26/2025

BNB Wise Financial Academy is committed to transparency, compliance, and protecting our clients, students, and partners. Below are important disclosures regarding our services.

1. IRS Compliance & E-Filing Disclosure

• BNB Tax Pro Academy is an Authorized IRS E-file Provider (EFIN: [Insert EFIN Number]).

• All tax returns are prepared and filed by qualified professionals holding valid Preparer Tax Identification Numbers (PTINs).

• Some of our preparers participate in the IRS Annual Filing Season Program (AFSP) to maintain up-to-date knowledge of federal tax law and best practices.

• Disclaimer: BNB Tax Pro Academy is an independent tax preparation firm and is not affiliated with the Internal Revenue Service (IRS) or any government agency.

2. State-Specific Requirements

Certain states require tax preparers to be registered, bonded, or licensed:

• If your state requires registration or bonding, our firm complies with all applicable regulations.

• Clients outside these states are served in accordance with federal IRS requirements.

3. Credit Solutions Disclosure

BNB Wise Credit Solutions provides education, dispute assistance, and credit-building strategies. We operate in compliance with the Credit Repair Organizations Act (CROA) and state regulations.

Important notices:

• We cannot remove accurate, verifiable negative information from your credit report.

• You have the right to dispute information directly with credit bureaus at no cost.

• Results vary; no outcome is guaranteed.

• Credit improvement requires client participation, including providing accurate information and following recommended steps.

4. Refund & Funding Disclosures

• Refund processing times are determined by the IRS or state agencies. We cannot guarantee a specific date of deposit.

• If we offer refund transfers, advances, or funding programs, details regarding fees, timing, and eligibility will be disclosed at the time of service.

• BNB Wise Financial Academy is not a bank or lender.

5. Educational & Training Disclaimer

• BNB Tax Pro Academy offers courses, webinars, and business training programs designed for educational purposes.

• We do not provide legal or financial advice; participants should consult a licensed professional before making tax or financial decisions.

• Earnings or business success from our partner/software programs are not guaranteed.

6. Limitation of Liability

BNB Wise Financial Academy, its staff, and affiliates shall not be held liable for:

• IRS penalties, interest, or legal actions resulting from inaccurate or incomplete information provided by the client.

• Credit, funding, or business outcomes beyond our control.

7. Contact for Compliance Questions

For compliance-related questions, please contact:

📧 Email: [email protected]

📍 Address: [Insert business address]